There are a number of scams around that are designed to steal your money and personal information, especially while you’re shopping online. With Cyber Monday approaching you might have big plans to get Christmas shopping smashed out, but it is important to stay aware of who might be gathering your information online.
A few tips to cover yourself:
- Make sure it’s a trusted company
- Ensure the site is secure and reputable before entering credit card info
- If entering a website through a promotional email, check the URL to make sure it’s not a phishing scam
- Don’t open unsolicited emails or ads with unrealistic discounts including social media posts
- Secure banking and credit accounts with strong and different passwords
- Double your security by doing the same with emails, Amazon, Wal-Mart, eBay etc.
- Sign up for text/instant alerts with your credit card account
- Check your account often!
If you suspect you’ve been victimized:
- Contact your financial institution immediately upon suspecting or discovering a fraudulent transfer.
- Request that your bank reach out to the financial institution where the fraudulent transfer was sent.
- Contact law enforcement.
- File a complaint with the FBI’s Internet Crime Complaint Center at www.ic3.gov, regardless of dollar loss.